better give a shilling than lend a half-crown - Definition & Meaning

used to suggest that it is better to give a small sum of money as a gift than to lend a larger sum that may create financial strain and harm the relationship

The proverb "better give a shilling than lend a half-crown" is a traditional piece of English folk wisdom, although its exact origin is not clearly documented. The saying emphasizes that giving money without the expectation of repayment can preserve relationships, while lending large amounts can create tension, misunderstandings, or conflict. It advises generosity without expecting anything in return over lending that may cause trouble.

I learned the truth behind the saying 'better give a shilling than lend a half-crown' the hard way when I never got my money back from a friend who borrowed from me.