un
der
wa
ter
1
situated or happening below the surface of a body of water
- The diver explored the underwater cave system for hours.
- He purchased an underwater camera to capture images during his snorkeling trip.
- The diver discovered a shipwreck while conducting an underwater exploration.
- The team used special equipment to capture underwater footage of the coral reef.
- The underwater tunnel connects the two islands.
2
relating to organisms that live or grow beneath the surface of water
- The fish swam among the underwater grasses, finding food and shelter.
- The underwater forest thrives in the lake’s deep, clear waters.
- Their research included studying underwater ecosystems affected by climate change.
- Coral reefs are a prime example of underwater organisms that form entire ecosystems.
- The underwater plants provide oxygen and shelter for aquatic creatures.
3
(of a loan, mortgage, etc.) having an outstanding balance that is greater than the current market value of the associated asset
- Many homeowners found themselves with underwater mortgages after the housing market crash.
- Selling an underwater property often results in a financial loss for the owner.
- The government introduced policies to assist those struggling with underwater loans.
- Investors were wary of purchasing properties with underwater financing due to the risks involved.
- Refinancing an underwater mortgage can be challenging without lender assistance or federal programs.